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- HPN Financial Wellness Digital Content Library
Financial wellness resources to differentiate your organization, Increase productivity and reduce turnover with employees and clients. Featuring approximately 200 learning modules FREE Trial Access Financial Wellness Resources to Differentiate Your Organization, Increase Productivity and Reduce Turnover with Employees and Clients! Organizations across all verticals are becoming increasingly aware of the need to increase financial wellness and empowerment among their employees and clients. Studies show doing so has many advantages from increased productivity to greater job satisfaction, to lower employee and client turnover. 90% 90% of employees feel it’s important for employers to offer financial wellness programs. 90% Number of employers promoting financial wellness expected to nearly double as 90% express concern for employees’ financial troubles. 75% 75% of employees claim an employer-sponsored financial wellness program would positively affect their financial stress. According to Recent Studies: Financial Empowerment Series Understanding Debt Understanding Budgets Understanding Credit & Credit Cards Understanding Income & Your Paycheck Understanding Buying or Leasing a Car Understanding Renting or Buying a Home Retirement Planning Series Planning Strategies for Retirement Planning Strategies at Retirement The Basics of Investing Understanding Annuities Overview of Social Security Focus on Social Security Overview of IRAs Insurance & Risk Management Series Overview of the Need for Life Insurance Overview of Disability Income Overview of Long-Term Care Critical Illness Coverage Overview of Personal Lines of Coverage / Multiline Products Understanding Medicare Life Changes Series Overview of College Planning Overview of Just Life Changes What Happens When Someone Dies Special Needs Planning for Children Financial Considerations of Divorce Overview of Planning Strategies for Widowhood Financial Wellness Digital Content Library Features Approximately 200 Learning Modules in the Following Areas and More: Download Our FREE Financial Wellness Digital Content Library Catalog Download Now Learn More The Financial Wellness digital content library features over 50 interactive financial calculators. Experience Our Financial Calculators Learn More The Financial Wellness digital content library offers an extensive collection of financial videos. Watch Our Financial Related Videos Learn More The Financial Wellness digital content library features over 750 financial wellness articles. View Our Financial Wellness Articles Dept Budget Insurance Retirement Automobile Mortgage Home Equity Savings Over 50 Financial Calculators, Extensive Video Library and Over 700 Articles for Financial Wellness: Worksite Marketing Employees Schools and University Students Home Office Employees & Field Staff Existing Clients Policyholders and Investors Association Members Our Financial Wellness Digital Content Is Designed To Be Used With the Following Types of Groups: 93% 93% of those who have taken a class save money vs. 84% of those who have not. 60% 60% of those who have taken a class have a budget vs. 46% of those who have not. 32% 32% of those who have taken a class have invested money vs. 17% of those who have not. According to the Council for Economic Education Students who have taken a class in personal finance are more likely to engage in financially responsible behaviors such as saving, budgeting, and investing. Financial Wellness Content Designed for Schools and University Students! Free Demonstration of Our Financial Wellness Content! Schedule a Demo Our platform has the tools and resources that are specifically designed to help educate students on reaching their financial goals, improving their financial literacy and to help them make the right financial decisions The Financial Wellness content library immediately provides an excellent ‘go-to’ resource for students who are interested in both understanding and improving their financial situation. Each individual session has its own 5 questions multiple-choice quiz and 5 personalized takeaways to enhance and reinforce the material. The video coursework provides close captioning and voiceovers in Spanish and other languages. We Invite You To “Test Drive” Our Financial Wellness Content Today! Test Drive Featuring approximately 200 learning modules FREE Trial Access
- Hoopis Performance Network - Leadership Team
HPN was founded by its CEO, Harry Hoopis, who built one of the world’s successful financial services firms. Harry, alongside an extraordinary team, brings world class solutions designed to help firms and companies in the financial services industry, reach their true potential. A Network Built by the Elite for Those Who Wish to be Elite HPN was founded by its CEO, Harry Hoopis, who built one of the world’s most prestigious and successful financial services firms in Chicago. Harry, alongside an extraordinary team, brings world class solutions designed to help firms and companies in the financial services industry, reach their true potential. HPN’s unique solutions are both innovative and scalable. With flexible learning solutions like online training, blended learning, live workshops. speaking and consulting, HPN has flexible programs that can be right-sized for your organization. Hoopis Performance Network Leadership Team Harry Hoopis Founder/Chief Executive Officer Industry icon Harry Hoopis is a renowned entrepreneur, leader, speaker and industry icon who has built one of the largest and most successful financial services firms in the world. Harry is the author of the best-selling book, The Road to the Bountiful Life and donates all proceeds to the GAMA Foundation. LinkedIn Joey Davenport President & Principal – HPN Division Joey Davenport has twenty years of experience in the financial services industry as a top producer, manager, entrepreneur and international speaker. Joey is a Certified Trainer, Master Coach and co-author of the #1 best-selling book, “The Power of Coaching: Engaging Excellence in Others.” LinkedIn Richard Cleary President & Principal – FSEdNet Division Richard “Dick” Cleary has 40 years of experience in the financial services industry as a top producer, manager, entrepreneur and international speaker. He has designed curriculums and platforms for leadership development, producer training, employee/staff education and Financial Literacy. LinkedIn Miguel Taveras Chief Sales Officer Miguel Taveras brings nearly twenty years of experience in sales, sales management, and distribution to HPN; he is especially well-versed in financial services, as well as life and health insurance. Miguel has developed hundreds of leaders, companies, and teams in 40 US states and four countries. LinkedIn Melissa Peck Vice President, Client Experience Melissa brings over two decades of experience in the financial services industry. A Certified Coach with a Master’s Degree from the University of Essex (UK), Melissa blends her media and communications expertise to elevate client relationships and product development. LinkedIn Grace Egan Operations Manager Grace brings over a decade of global operations experience within the tech industry. A self-described “Jane of all trades”, Grace combines her unique background of workplace ops, employee experience, and HR to manage all things Operations at HPN. LinkedIn Your Top Line is Only as Good as Your Distribution I'm Ready to Build My Dream Team We have the proven programs you need to increase productivity and retention
- HPN | Disclaimer
At Hoopis Performance Network, we care about your privacy and security, and want you to know how we collect, use, share, and protect your personal information and what choices you have regarding your data. Disclaimer The following Disclaimers are clarifying statements and part of the Hoopis Performance Network, LLC Terms and Conditions ("Terms") and should therefore be read alongside the Terms. If you do not agree with the Terms and these Disclaimers, please refrain from using our Services. Your continued use of our Services implies acceptance of the Terms and these Disclaimers. Interpretation and Definitions Interpretation The words of which the initial letter is capitalized, or lower-case words referred to, have meanings defined under the following conditions. The following definitions shall have the same meaning regardless of whether they appear in singular or in plural. Definitions For the purposes of this Disclaimer: Application or Apps means any software program provided by HPN and downloaded by you on any electronic device. Hoopis Performance Network or HPN (also referred to as either "we", "us" or "our" in this Disclaimer) means Hoopis Performance Network, LLC; 790 Frontage Rd #300; Northfield, Illinois 60093; and its successors, assigns and wholly owned affiliates and subsidiaries and their respective divisions and groups, each of which are located within the U.S. Service refers to the Website or the Application or both. You or you means the individual accessing the Service, or the company, or other legal entity on behalf of which such individual is accessing or using the Service, as applicable. Website or Site refers to hoopis.com, hpnuniversity.com, hpnelevate.com, or any others website operated by HPN and accessible from any of the aforementioned URLs. General Disclaimer The information contained on the Service is for general information purposes only. HPN assumes no responsibility for errors or omissions in the contents of the Service. IN NO EVENT SHALL HPN BE LIABLE FOR ANY SPECIAL, DIRECT, INDIRECT, CONSEQUENTIAL, OR INCIDENTAL DAMAGES OR ANY DAMAGES WHATSOEVER, WHETHER IN AN ACTION OF CONTRACT, NEGLIGENCE OR OTHER TORT, ARISING OUT OF OR IN CONNECTION WITH THE USE OF THE SERVICE OR THE CONTENTS OF THE SERVICE. HPN RESERVES THE RIGHT TO MAKE ADDITIONS, DELETIONS, OR MODIFICATIONS TO THE CONTENTS ON THE SERVICE AT ANY TIME WITHOUT PRIOR NOTICE. HPN does not warrant that the Service is free of viruses or other harmful components. Website and Apps Disclaimer The information provided by HPN on the Site and Application is for general informational purposes only. All information on the Site and Application is provided in good faith, however we make no representation or warranty of any kind, express or implied, regarding the accuracy, adequacy, validity, reliability, availability, or completeness of any information on the Site or Application. UNDER NO CIRCUMSTANCE SHALL WE HAVE ANY LIABILITY TO YOU FOR ANY LOSS OR DAMAGE OF ANY KIND INCURRED AS A RESULT OF THE USE OF THE SITE OR APPLICATION OR RELIANCE ON ANY INFORMATION PROVIDED ON THE SITE OR APPLICATION. YOUR USE OF THE SITE AND APPLICATION AND YOUR RELIANCE ON ANY INFORMATION ON THE SITE OR APPLICATION IS SOLELY AT YOUR OWN RISK. External Links Disclaimer The Service may contain links to external websites that are not provided or maintained by or in any way affiliated with HPN. Please note that HPN does not guarantee the accuracy, relevance, timeliness, or completeness of any information on these external websites. Errors and Omissions Disclaimer The information given by the Service is for general guidance on matters of interest only. Even if HPN takes every precaution to ensure that the content of the Service is both current and accurate, errors can occur. Plus, given the changing nature of laws, rules and regulations, there may be delays, omissions or inaccuracies in the information contained on the Service. HPN is not responsible for any errors or omissions, or for the results obtained from the use of this information. Fair Use Disclaimer HPN may use copyrighted material which has not always been specifically authorized by the copyright owner. HPN is making such material available for criticism, comment, teaching, research, or other similar purposes authorized under Fair Use. HPN believes this constitutes a "fair use" of any such copyrighted material as provided for in section 107 of the United States Copyright law. If you wish to use copyrighted material from the Service for your own purposes that go beyond fair use, you must obtain permission from the copyright owner. Views Expressed Disclaimer The Service may contain views and opinions which are those of the authors and do not necessarily reflect the official policy or position of any other author, agency, organization, employer or company, including HPN. Comments published by users are their sole responsibility and the users will take full responsibility, liability and blame for any libel or litigation that results from something written in or as a direct result of something written in a comment. HPN is not liable for any comment published by users and reserves the right to delete any comment for any reason whatsoever. Not Professional Advice The information on the Service is provided with the understanding that HPN is not herein engaged in rendering legal, accounting, financial, tax, or other direct professional advice and services. As such, it should not be used as a substitute for consultation with professional accounting, tax, legal or other competent advisers. In no event shall HPN or its suppliers be liable for any special, incidental, indirect, or consequential damages whatsoever arising out of or in connection with your access or use or inability to access or use the Service. "Use at Your Own Risk" Disclaimer Contact Us If you have any questions about this Disclaimer, You can contact Us: By email: info@hoopis.com By visiting this page on our website: https://www.hoopis.com/contact-us/ By phone number: (847) 716-1800 By mail: 790 Frontage Rd #300 Northfield, IL 60093 All information in the Service is provided "as is", with no guarantee of completeness, accuracy, timeliness or of the results obtained from the use of this information, and without warranty of any kind, express or implied, including, but not limited to warranties of performance, merchantability and fitness for a particular purpose. HPN will not be liable to You or anyone else for any decision made or action taken in reliance on the information given by the Service or for any consequential, special or similar damages, even if advised of the possibility of such damages.
- American National HPNU Promo | HPN
HPN is here to help with the HPN University! HPN University offers a solution to help you and your agency thrive in today’s dynamic market. Whether you’re looking to scale your agents’ skills, improve their productivity, or provide more value to your team, HPN University has the resources you need. Take Advantage of Special Discount Pricing $500 per month $300 per month or $3,000 if paid annually Click Here! Developing Your Multiline Agency in a Changing Business Model As a multiline agency manager, you’re being asked to juggle A LOT of priorities on a daily basis. You’re also being required to manage all this within a wildly evolving business model. How do you multiply and scale your agent development efforts in this challenging environment? Why Choose HPN University? In a rapidly changing business landscape, it's essential to stay ahead of the curve. HPN University equips you with the tools and knowledge you need to not only keep pace but lead the way in agent development and business growth. Flexible Learning: Access training when you need it—on your schedule. Expert Resources: Tap into years of experience from professionals who’ve been in your shoes. Comprehensive Support: From motivational content to practice management tips, HPN University has it all. Interested In Discount Pricing? $500 per month $300 per month or $3,000 if paid annually Click Here! The HPN University provides American National Agencies with the following benefits: On-Demand Access to Top Experts and Agents in Financial Services Gain direct access to expert insights from top agents and industry-leading professionals and agents who understand your agents’ unique challenges. Tools to Add Value to Your Agents in Sales Skills, Practice Management, Motivation, and More From mastering sales techniques to motivating your agents and improving their daily operations, our tools cover all aspects of running a successful business. Develop Your Agents’ Knowledge and Skills with the Click of a Button Offer your agents continuous learning opportunities with easy access to training modules, expert-led seminars, and much more—all from the convenience of your desktop or mobile device Turnkey Resources for Agency Meetings to Save You Time and Energy Simplify your meeting preparations with our ready-made resources that streamline your agency’s meetings, so you can focus on what matters most: building relationships and growing your business.
- Contact us at Hoopis Performance Network
Just drop us a line today to explore how we can assist you in increasing your productivity. We at Hoopis Performance Network look forward to hearing from you! Contact HPN Just drop us a line today to explore how we can assist you in increasing your productivity. We look forward to hearing from you! Hoopis Performance Network 790 Frontage Rd #300 Northfield, IL 60093 Phone: (847) 716-1800
- Mickey Straub
President, Sales Activity Management Mickey Straub President, Sales Activity Management President and Founder of Sales Activity Management, Inc. (SAM), started his career as an agent for 16 years; two as a federal agent and 14 as an insurance agent. Mickey launched SAM in 1995 to help ensure sales professionals get the right tools and leadership they need to help them succeed. He felt then, as he does now, that low producer performance and high turnover is expensive financially and emotionally. SAM grew 50% annually for the first decade and now has more than 55,000 clients, with offices in Chicago and Philadelphia, and continues to grow at a rapid pace. Mickey has a great passion for writing and speaking and is a father, husband, businessman, lector, usher, election judge, community organizer, patriot, industry contributor and was recently elected to be a NAIFA-Chicago Board Member. Previous Speaker Go back to Speaker Network Next Speaker
- Hoopis Performance Network - Brochures
Free downloads of our most requested Hoopis Performance Network Brochures. (PDF format). Download HPN Brochures HPN Sales & Leadership Development Brochure Download PDF HPN Digital Learning Brochure Download PDF HPN Financial Wellness Content Library Download PDF EDGE Digital Learning Brochure Download PDF Trustworthy Selling Modules Download PDF Mutual of Omaha Case Study Download PDF Trustworthy Selling Brochure Download PDF Your Top Line is Only as Good as Your Distribution I'm Ready to Build My Dream Team We have the proven programs you need to increase productivity and retention
- Why E-Learning Is Effective
Next Item Previous Item Go back to White Papers List Corporate training managers are constantly searching for new methods that will be more effective — and cost-effective — to ensure as high a return as possible on training. They like e-learning, or online training, because it is quite affordable when compared with classroom-based training. With e-learning, you can avoid expenses associated with travel, trainers, facilities and course materials. Plus, you’ll never have to update, correct or reprint course materials because the online versions are always upto- date. And e-learning is far more convenient for trainees who work in different offices throughout the country, and it’s easily accessible for quick refreshers and reminders. Classroom training has some benefits, too. It encourages face-to-face interaction, which is a skill in itself. And it’s ideal for teaching material that requires students to perform instead of just soaking up knowledge. One article stated, as an example, that you won’t find swimming classes online. Countless blog posts and articles debate the “Which is better?” question. The real question is “Which is better for my organization?” It’s possible that a combination of the two is your best option. If you currently offer only classroom-based training, it’s worth investigating the benefits of e-learning. Many organizations will have a new-associate orientation, training class or school. Unfortunately, too often these can have the same effectiveness of drinking from a fire hose, especially if there is not a follow-up resource available for class members to go back to and obtain the same or similar education and training. Many colleges and universities now offer to stream and record lectures, providing students a quick but effective way to review or clarify particularly unclear subject matter. Low-cost web-based training has been getting a lot of attention. And some organizations now consider webbased training a part of blended learning, which uses more than one method of message delivery. We must remember that repetition is the mother of all learning, so even when elements of coursework or subject matter overlap, it can be another reason to use both methods of delivery. To increase the effectiveness of any training, it’s important to set up the training platform that works best for your participants and ensures effective alignment with your organization’s goals and objectives. Specific Benefits of E-Learning Depending on the material, e-learning can be highly successful, especially with younger people who are accustomed to learning material online. Here are some points to consider: Every dollar invested in online training results in a $30 increase in productivity. Companies that use e-learning technology achieve an average 18 percent boost in employee engagement. Forty percent of employees who receive poor job training leave their positions within the first year. E-learning boosts retention rates by 25 to 60 percent, compared to retention rates of 8 to 10 percent with traditional training. It typically takes employees 40 to 60 percent less time to study material via e-learning than in a traditional classroom setting. IBM found that participants learned nearly five times more material without increasing time spent in training. The corporation saved approximately $200 million after switching to e-learning. A 2017 report revealed that 42 percent of companies say that eLearning has led to an increase in revenue. Organizations that use e-learning are also likely to enjoy such benefits as convenience, standardized delivery and the ability for students to progress according to their pace of learning and availability. Now let’s look at how to implement e-learning in your company or firm. Implementing E-Learning To achieve their goals and objectives, an organization’s leaders must plan effectively. It can seem overwhelming to change your entire training program, especially if you have invested a lot in it and have been using it for a long time. Here are some ways to ease into the e-learning process. Define your goals. Knowing what you want the training to accomplish will help determine what type of training you need. For example, your goal might be to teach new sales leaders how to manage a budget or to teach mid-level advisors how to break performance plateaus. Set a budget. It’s easy to get enamored with a new training platform that sounds too good to be true. Setting a budget in advance should keep you from overspending. Ask around. At industry meetings, in study groups and through social media sites like LinkedIn, find out which training programs have worked well for companies or firms that are structured similar to yours. Word-of-mouth referrals are always superior to trial and error. Start small. You don’t want to replace your entire training program with something new and unproven. Try out an online course with either a group of your sales leaders or advisors, or have the whole team try it. Experiment. Once you find something most people seem to like, consider expanding your offerings on that platform. Promote the training and follow up. To maximize the benefit and results of any e-learning curriculum, it cannot be a “set it and forget it” strategy. The organization’s leadership must not only promote this resource but must follow up and assign early usage to instill top-of-mind remembrance of this tool and its benefit. Measure your results. Have participants fill out a survey after each training program to gauge their reaction to it. Find out to what extent they were engaged, how valuable they thought it was, how much they will actually use the material in their work and how likely they would be to recommend it to someone else or want to take that type of training again. Also measure your ROI. After six months or a year, evaluate how much your organization benefited from it, compared with how much you spent on it. An Easy Way to Try E-Learning With today’s demand for work/life balance, you want your training to be available 24/7 so you can sharpen sales leaders’ and advisors’ skills on demand. A highly efficient and effective way to dip your toes into the e-learning water is through Hoopis performance Network. Your sales leaders and advisors can access training and information on their smartphones and tablets when they have some spare time. Sometimes they get to an appointment 10 minutes early to beat traffic, and they want to brush up on their skills rather than waste that time. In those 10 minutes, they can watch one of hundreds of training sessions that can help them keep their saws sharp as they prepare for a joint sales call or recruit another top performer to the firm. They get to learn new skills during what used to be down time. HPN brings you winning training for sales associates, and sales leaders. All participants get to learn at their own pace. Also, they can customize their curriculum to what interests them the most, or the company or firm can decide on the order of their learning. Why E-Learning Is Effective
- Helping Financial Services Organizations Select Top Talent
HPN has developed a strategic partnership with rekroot, the authority on providing recruiting and selection resources to financial services organizations. Helping Financial Services Organizations Find, Attract and Select Top Talent Coaching & Consulting Contract Recruiting Live Recruiting / Selection Workshops Our evaluative and catered approach to recruiting ideal candidates is key to growing your financial team. As your consultant we will work with you on improving your recruiting and selection methods within the financial services industry. This is our evaluative and catered approach to recruiting ideal candidates to join your financial team. Rekroot meets with you to observe your company culture, learn your current selection strategies, set goals based on our new generational recruiting tactics. Our experienced coaches will coach your recruiting and/or management team twice per month with the purpose of maximizing your recruiting results. In our Coaching and Consulting program we pass along our invaluable skills and tools for selecting the best candidates to exceed your hiring criteria. Why rekrootTALENT? Rekroot is comprised of experienced recruiters. Let us source and pre- screen candidates for you. You will gain hours back on your calendar and only see interested and qualified candidates for your role. Whether you are interested in our subscription recruiting OR placement recruiting, we can help. Not all businesses have the bandwidth to source quality candidates. That’s why we are your reliable sourcing solution for long term, highly qualified hires. We learn your company’s hiring needs and candidate goals for the future. This saves you time and allows you to focus on doing what you do best while we work diligently to provide you with a full pipeline of applicants. Recruiting is hard. Don’t do it alone! We know how essential it is to make qualified hires in the financial services industry. This is why we offer the Firm Foundations Talent Acquisition Workshop. During this workshop you’ll be immersed into the world of recruiting by learning how to create an effective recruiting strategy from dynamic instructors. This two-day workshop is geared specifically toward hiring managers, recruiters, marketing professionals and those making hiring decisions within the financial services sector. No matter if you are new to hiring or are a seasoned veteran, you’re guaranteed to walk away with valuable insight and tools to apply to your sourcing, hiring, and selection process to build your financial team. Allow us to pave the way for your recruiting success! At HPN, we know talent. We also know hiring and retaining great talent is essential for achieving business success. HPN has developed a strategic partnership with rekroot, the authority on providing recruiting and selection resources to financial services organizations. Recruiting is hard and organizations should not do it alone. Many organizations partner with us to leverage our resources to help them find their ideal candidates, attract them to the organization and select the top performers using both art and science. Learn How We Can Help with Your Recruiting & Selection Needs Contact Us Today! Prescreen & Track Candidates in a customized recruiting Platform Posts Unlimited job postings on branded job boards & website Screen & Assess Candidates Do you need a more efficient way to attract, select and develop top performers? Recruit the best talent in the financial services industry! Simple, flexible tool designed to save you time, energy and money as you source, select and recruit top quality financial professionals. HPN TalentNest is a leading, turnkey recruiting solution developed exclusively for the financial services industry. We can also help you Improve retention and performance with your call centers by selecting the best suited candidates. Check out the video to learn how the assessment and simulation tools assess a candidate’s competencies and hard skills. Schedule a demo today to get information. Turnkey Recruiting Solution How HPN TalentNest Works: HPN TalentNest™ simplifies the talent acquisition process by making it easy to post jobs and screen in qualified candidates. With this talent acquisition and management system at your disposal, you can move candidates through a configurable recruiting process that works the way your team does. You will realize the benefits in tracking the success of your candidate sourcing strategies, and integrate assessments into your process. Start building your Nest today! Custom-branded website Source and prescreen candidates electronically Track candidates through the process Collect data on your best sources Integrate assessments The Personal Orientation Profile Overview: HPN TalentNest provides unlimited access to one of the most popular selection tools in the financial services industry: The Personal Orientation Profile™ or POP™. The POP™ is a personality profile that has become the industry standard and is thoroughly validated. More than just a sales skills assessment, the POP™ is one of the worlds’ leading sales employee selection tools and is the instrument of choice for many of the most competitive financial services sales forces. Among many other indicators of success, the POP™ will provide you with a hiring recommendation based on a candidate’s overall Probability of Success as a financial professional. Interested in HPN TalentNest? Sign Up Today HPN TalentNest Pricing Learn More Helping Financial Services Organizations Find, Attract and Select Top Talent
- HPN | Acceptable Use Policy
At Hoopis Performance Network, we care about your privacy and security, and want you to know how we collect, use, share, and protect your personal information and what choices you have regarding your data. Acceptable Use Policy This Acceptable Use Policy ("Policy") is part of the Hoopis Performance Network, LLC Terms and Conditions ("Terms") and should therefore be read alongside our Terms or other agreement between you and HPN. This Policy applies to all users of our Services. If you do not agree with this Policy, please refrain from using our Services. Your continued use of our Services implies acceptance of this Policy. Please carefully review this Policy which applies to any and all: (a) uses of our Services (as defined in Terms) (b) videos, materials, and all other content available on the Services ("Content") Who We Are We are Hoopis Performance Network, LLC (referred to as either "HPN," "we," "us," or "our"), a company registered in Illinois, United States and located at 790 Frontage Rd #300; Northfield, Illinois 60093. We operate http://www.hoopis.com , hpnuniversity.com, hpnelevate.com, or other websites accessible from the aforementioned URL, and provide related products and services that may refer or link to this Policy (collectively, the "Services"). Use of the Services When you use HPN Services you warrant that you will comply with this Policy and with all applicable laws. You also acknowledge that you may not: Systematically retrieve data or other content from the Services to create or compile, directly or indirectly, a collection, compilation, database, or directory. Make any unauthorized use of the Services, including collecting usernames and/or email addresses of users by electronic or other means for the purpose of sending unsolicited email, or creating user accounts by automated means or under false pretenses. Circumvent, disable, or otherwise interfere with security-related features of the Services, including features that prevent or restrict the use or copying of any Content or enforce limitations on the use of the Services and/or the Content contained therein. Engage in unauthorized framing of or linking to the Services. Trick, defraud, or mislead us and other users, especially in any attempt to learn sensitive account information such as user passwords. Make improper use of our Services, including our support services, or submit false reports of abuse or misconduct. Engage in any automated use of the Services, such as using scripts to send comments or messages, or using any data mining, robots, or similar data gathering and extraction tools. Interfere with, disrupt, or create an undue burden on the Services or the networks to which the Services are connected. Attempt to impersonate another user or person or use the username of another user. Use any information obtained from the Services in order to harass, abuse, or harm another person. Use the Services as part of any effort to compete with HPN. Decipher, decompile, disassemble, or reverse engineer any of the software comprising or in any way making up a part of the Services, except as expressly permitted by applicable law. Attempt to bypass any measures of the Services designed to prevent or restrict access to the Services or any portion of the Services. Harass, annoy, intimidate, or threaten any of our employees or agents engaged in providing any portion of the Services to you. Delete the copyright or other proprietary rights notice from any Content. Copy or adapt the Services’ software, including but not limited to PHP, HTML, JavaScript, Flash, or other code. Upload or transmit (or attempt to upload or to transmit) viruses, Trojan horses, or other material, including excessive use of capital letters and spamming (continuous posting of repetitive text), that interferes with any party’s uninterrupted use and enjoyment of the Services or modifies, impairs, disrupts, alters, or interferes with the use, features, functions, operation, or maintenance of the Services. Upload or transmit (or attempt to upload or to transmit) any material that acts as a passive or active information collection or transmission mechanism, including without limitation, clear graphics interchange formats ("gifs"), 1×1 pixels, web bugs, cookies, or other similar devices (sometimes referred to as "spyware" or "passive collection mechanisms" or "pcms"). Except as may be the result of standard search engine or Internet browser usage, use, launch, develop, or distribute any automated system, including without limitation, any spider, robot, cheat utility, scraper, or offline reader that accesses the Services, or using or launching any unauthorized script or other software. Disparage, tarnish, or otherwise harm, in our opinion, HPN and/or the Services. Use our Services in a manner inconsistent with any applicable laws or regulations. Monitoring and Enforcement HPN regularly monitors use of the Services and Content to confirm compliance with the terms of this Policy and any other applicable HPN policy. We maintain the right to monitor all such usage by any means we deem appropriate at any time in our sole discretion and delete any material we deem illegal, inappropriate, or violative of any HPN or applicable third-party policy. If HPN discovers a violation, it will take whatever action it deems reasonably necessary or appropriate to address such behavior. We may, in some cases, give you a warning, however, we are under no obligation to do so. We have the absolute right to suspend or terminate your access to and use of our Services and, if applicable, disable your account. We may also notify law enforcement or issue legal proceedings against you when we believe that there is a genuine risk to an individual or a threat to public safety. We may disclose your personal information to a third party claiming that you violated his or her rights (such as his or her intellectual property or privacy rights) or endangered his or her safety or enjoyment of the Services. Our response to conduct violating this Policy may also include taking legal action We exclude our liability for all action we may take in response to any of your breaches of this Policy. YOU HEREBY WAIVE AND HOLD HARMLESS HPN, ALONG WITH HPN'S EMPLOYEES, OFFICERS, DIRECTORS, AFFILIATES, LICENSEES, AND SERVICE PROVIDERS, FROM ANY AND ALL CLAIMS RESULTING FROM, OR ARISING DIRECTLY OR INDIRECTLY OUT OF, ANY ACTION TAKEN BY ANY OF THE FOREGOING PARTIES IN CONNECTION WITH INVESTIGATIONS BY EITHER HPN, THIRD PARTIES OR LAW ENFORCEMENT AUTHORITIES. Modifications and Updates to this Policy HPN reserves the right to modify and update this Policy at any time in its sole discretion. Continued use of the Services after we post any changes to this Policy constitutes agreement to those changes. You agree to review this Policy periodically to ensure you are familiar with the most recent version. Except as otherwise provided by HPN, updates will be effective upon the date indicated at the top of this Policy. The updated version of the Policy will supersede all prior versions. Note that HPN's failure to enforce this policy in any instance and for whatever reason shall not be construed as a waiver of its right to do so at any other time. How You can Contact Us About this Policy? If you have any questions or comments, you may contact us: By email: info@hoopis.com By visiting this page on our website: https://hoopis.com/contact-us/ By phone number: (847) 716-1800 By mail: 790 Frontage Rd #300, Northfield, IL 60093